IHG Rewards Traveler Credit Card Benefits
The following consumer and travel protection benefits are available to IHG Rewards Traveler Credit Card holders:
- Auto rental collision damage waiver
- Baggage delay insurance
- Extended warranty protection
- Fraud protection
- Lost luggage reimbursement
- Purchase protection
- Travel accident insurance
- Travel and emergency assistance services
- Trip cancellation or interruption insurance
Maximizing Rewards
The IHG Rewards Traveler Credit Card is most valuable when used for purchases at IHG hotels, where you’ll earn 17 points total per $1 spent. You’ll receive 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases. The easiest way to earn bonus points: Charge $2,000 on purchases within the first three months of account opening to get the card’s 80,000-point welcome offer.
Comparisons to Other Cards
Annual fee: Neither card charges an annual fee.
Rewards: The IHG Rewards Traveler Credit Card earns up to 17 points total per $1 spent when you stay at an IHG hotel; 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases. With the Hilton Honors American Express Card, cardholders earn seven points per dollar on eligible purchases at participating Hilton hotels or resorts; five points per dollar at U.S. restaurants, U.S. supermarkets and U.S. gas stations; and three points per dollar on all other eligible purchases.
Welcome offer: With the IHG Rewards Traveler Credit Card, you’ll earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening. With the Hilton Honors American Express Card, you have the opportunity to earn 80,000 Hilton Honors Bonus Points after you spend $1,000 in purchases on the Card in the first 3 months of Card Membership.
Benefits: IHG Rewards Traveler Credit Card holders can take advantage of various benefits, including an auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, travel accident insurance, travel and emergency assistance services, and extended warranty protection. Along with Hilton Honors Silver status, Hilton Honors American Express Card benefits include car rental loss and damage insurance, access to the Global Assist Hotline, fraud protection and no foreign transaction fee. Terms apply.
Annual fee: Neither card carries an annual fee.
Rewards: The IHG Rewards Traveler Credit Card earns up to 17 points total per $1 spent when you stay at an IHG hotel; 3 points per $1 spent on purchases on monthly bills, gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases. Earn up to fourteen points per dollar on eligible Marriott Bonvoy hotel purchases; two points per dollar on select travel purchases; and one point per dollar on all other purchases with the Marriott Bonvoy Bold Credit Card.
Sign-up bonus: With the IHG Rewards Traveler Credit Card, you’ll earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening. The Marriott Bonvoy Bold Credit Card offers a 30,000-point welcome offer after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Bold® Credit Card.
Benefits: You’ll have access to an auto rental collision damage waiver, baggage delay insurance, lost luggage reimbursement, travel accident insurance, travel and emergency assistance services, extended warranty protection, and more with the IHG Rewards Traveler Credit Card. Marriott Bonvoy Bold Credit Card benefits include baggage delay insurance, concierge service, lost luggage reimbursement, purchase protection and trip delay reimbursement.