How to Maximize Rewards With The Blue Business Plus Credit Card from American Express
The Blue Business Plus Credit Card from American Express earns two points per dollar on the first $50,000 spent annually, then one point per dollar after that. To take full advantage of the points-earning potential, cardholders should plan to spend at least $50,000 with the card each year.
What Are the Fees Associated With The Blue Business Plus Credit Card from American Express?
- Annual fee: No annual fee.
- Foreign transaction fee: The foreign transaction fee is 2.7% of each transaction after conversion to US dollars.
- Balance transfer fee: Not Applicable.
- Cash advance fee: Not Applicable.
- Late payment fee: The late payment fee for this card can be up to $39 (See Rates & Fees).
- Returned payment fee: The Blue Business Plus Credit Card from American Express has a $39 returned payment fee.
- Over-limit fee: This card does not have an over-limit fee.
What Is The Blue Business Plus Credit Card from American Express’s APR?
This card has an introductory APR of 0% on purchases for 12 months from date of account opening. After that, it has a 17.49% – 25.49% Variable APR, based on creditworthiness and other factors at the account opening.
Comparison With Other Cards
Annual fee: Neither card has an annual fee.
Rewards: The Blue Business Plus Credit Card from American Express earns two Membership Rewards® points on everyday business purchases such as office supplies or client dinners per dollar on the first $50,000 spent each year, then one point per dollar after that. With the Ink Business Cash Credit Card, cardholders earn 5% cash back on the first $25,000 in combined purchases at office supply stores and on internet, cable and phone services annually. The card earns 2% cash back on the first $25,000 in combined purchases at gas stations and restaurants annually and 1% cash back on all other purchases.
Welcome offer: The Blue Business Plus Credit Card from American Express will earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership. LIMITED TIME OFFER: The Ink Business Cash Credit Card earns 900 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Benefits: The Blue Business Plus Credit Card from American Express cardholders get free employee cards, car rental loss and damage insurance, extended warranty coverage, and purchase protection. With the Ink Business Cash Credit Card, cardholders get purchase protection, extended warranty protection, an auto rental collision damage waiver and emergency assistance services.
Should You Get The Blue Business Plus Credit Card from American Express?
- Want a business credit card with no annual fee and a simple rewards structure.
- Plan to take advantage of the 0% on purchases for 12 months from date of account opening.
- Don’t intend to use the card for purchases outside the U.S.
For rates and fees of The Blue Business Plus Credit Card from American Express, please click here.